Steven Pybrum is a financial planner and management consultant in Santa Barbara, California, known for explaining complex financial matters in plain English, including money, marriage, and gender differences. Steve is a pioneer in the money and marriage industry, providing in 1996 the first book that blended and stitched together the professions of marriage counseling with financial planning steps. He developed the Money and Marriage books with 40 psychologists and founded the National Money and Marriage Program, combining relationship counseling with practical financial planning. His consulting experience includes family-owned businesses and Fortune 100 com-panies such as IBM, McDonald’s, and Bank of America, and he has appeared on over 100 television and news programs. He has hosted and produced “Tax Tips,” is a syndicated columnist, and received the Congressional Medal of Distinction for his Money and Marriage books. Through writing, teaching, and couples’ seminars, Steven helps men and women understand financial differences, improve communication, and build a stronger shared future.